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As an independent agency, we are here to help you find the right coverage.
Here at Insurance Services, we believe that insurance should be simple. That’s why our goal for 35 years has been to make the entire insurance process simpler and easier to understand. Because solving your insurance needs is what we’re here for.
We’ve always been an independent agency, working with multiple insurance companies to provide a variety of coverage options. By partnering with some of the top companies in the country, you can trust that you are truly getting the protection you need from a reliable source. And on top of that, we work with you so you can best understand your options to select the policy that best meets your needs.
If you’re ready for better insurance made easy, turn to the team at Insurance Services to make it happen. You can count on our more than three decades of service and expertise to ensure that you understand your policy and can get the best protection at the best rates possible.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
As a Safeco Insurance agency, we strive to provide you with the best coverage options and customer service.
Bringing you exclusive coverage and resources while ensuring you make informed decisions on your insurance is our focus as an OIA member.
We represent multiple insurance companies.
We are by your side every step of the way.
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
What Makes Insurance Services Special
Here’s what sets us apart when it comes to serving your insurance needs.
We’ve earned multiple awards over the years based on our commitment to quality service.
Making insurance easier to understand means you’ll get better coverage with your best interests in mind.
We work by our founding principles of service, respect, honesty, integrity, and excellence.
Customer Service With a Local Touch
With two local offices in Ohio, we are here for you and ready to make insurance simple.
Our Clients Count on Us
Check out our reviews to see why our clients put their trust in us.
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.
The property damage portion of your auto insurance policy protects you if your car damages someone else’s property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.
Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Auto Insurance 101
Make sure you cover the unique risks you face with auto insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.