PRODUCTS & SERVICES
Insurance Services of Norwalk, Inc. Will Help!
Insurance Services of Norwalk, Inc., with offices in Norwalk and Sandusky, OH, uses its vast network of carriers to deliver the best and most affordable insurance coverages to you.
We have a wide range of options available including home, auto, life, health, and business insurance to cover every aspect of your life. Our agents take pride in helping our neighbors protect their investments and assets as well as guiding you through the entire process.
Insurance Policies We Offer:
Driving has become such a crucial aspect of our lives from the daily commute to work and visiting friends and family to taking a cross-country vacation. It’s imperative to have insurance to cover you in case of an accident. We offer a slew of coverage options to customize to your specific needs.
Type of Coverages
Bodily Injury Liability
Medical Payments, No-Fault or Personal Injury Protection Coverage
Uninsured Motorists Coverage
Comprehensive Physical Damage Coverage
Property Damage Liability
Other Vehicles We Find Coverage For:
Home insurance covers your home and personal property. This insurance provides liability protection for you and your family. If you are obtaining a loan for your home, banks require a certain level of insurance on the home.
1. Determine the best coverage that fits within your budget
2. Compare deductibles
3. Choose between Replacement Cost or Actual Cash Value
4. Read your policy carefully before deciding
5. Review your home insurance needs every year
Your business is your livelihood and insuring it protects it from minimizing financial risks associated with unexpected events. Overall, business insurance is a broad term used for coverages that insure the continuing operation of the business.
Type of Coverages
General Liability Insurance
Commercial Auto Insurance
Commercial Property Insurance
Commercial Umbrella Insurance
Professional Liability Insurance
Business Owner’s Package
Group Health Insurance
Group Life Insurance
Group Disability Insurance
Health insurance is important as it provides basic medical coverage for doctor’s visits, hospitalization, surgery, lab tests, x-rays, among other needs. There are many options out there, but we have focused on two: Base plus plans and comprehensive plans. We also offer Medicare supplemental and long-term care insurance options.
Base Plus Plans
Under this plan doctor’s visits, hospitalization, surgery, lab tests, x-rays are subject to deductibles or copayments. However, there are limits such as how many times you visit the doctor. After that limit, these along with treatments that are not considered a basic medical need are subject to copays, deductibles, our out-of-pocket costs.
Comprehensive plans provide coverage for most medical services where a deductible must be met before reimbursement begins. Coinsurance applies to all covered expenses until the maximum out-of-pocket limit is reached. Additional covered expenses are paid in full.